For many Filipinos, owning a dream home or driving a brand-new car are among the biggest life milestones—and perhaps the most meaningful gifts they can give themselves and their loved ones. This August, Metrobank jumpstarts the holiday season ahead of schedule, calling on Filipinos to embrace financial mindfulness now and seize exclusive deals to turn those dreams into reality even before the “-ber” months begin.
A month ahead of the world’s longest Christmas season, Metrobank launched its early holiday advocacy and offers on August 8 at One Ayala Malls. The celebration was made extra memorable as the country’s holiday icon, Jose Mari Chan, delighted guests with the year’s first Christmas carols—setting the perfect tone for purposeful spending and early planning.
G.I.F.T.: Your Guide to Achieving Your Goals
Last year, Metrobank introduced G.I.F.T., a pre-holiday tradition anchored on four smart financial principles:
- Get guided by goals
- Invest your bonus wisely
- Follow a budget plan
- Take advantage of deals
With studies revealing that 8 out of 10 people fail to keep their New Year’s resolutions, Metrobank encourages Filipinos to start their financial journey as early as August—when there’s more clarity and fewer distractions—helping avoid the dreaded post-holiday financial hangover.
This Year’s Upgrade: The #EarlyGIFT Challenge
For 2025, Metrobank is taking things further with the #EarlyGIFT Challenge—an open invitation for every Filipino to take one concrete, achievable step towards their financial dreams.
The rules are simple:
- Write down one meaningful, specific, and realistic goal to achieve within the next 12 months.
- Share it on social media using #EarlyGIFT.
- Tag family and friends to join in and build a support system.
Metrobank Chief Marketing Officer Digs Dimagiba believes this challenge can inspire a ripple effect.
“We encourage all Filipinos to become more financially mindful by redefining our holiday traditions. Make one specific and realistic goal this August, commit to it publicly, and inspire your family and friends so you can all grow together,” he shared.
Happy Holideals: Your Partner to Big Life Goals
To help Filipinos take action now, Metrobank is rolling out the Happy Holideals Promo, offering unbeatable deals for home and car loans—because your dream home or car shouldn’t have to wait for December.
Metrobank Consumer Lending Group Head Peaches Cuenco explains:
“With low rates, waived fees, and more, we make it easier for you to start working on your dreams today—and we’ll be your partner in every step of your financial journey.”
Promo Highlights:
- Waived fees of up to ₱100,000 for home and car loan applications (including mortgage registration fees, documentary stamp tax, and notarial fees)
- Low interest rates starting at 8.70% p.a. for car loans and 6.50% p.a. for home loans (minimum term: 3 years)
- Free first-year car insurance from AXA Philippines for car loan borrowers
Borrowers who apply and get approved before October 15, 2025, and book their loans by October 31, 2025, can enjoy these exclusive benefits.
Applications can be done conveniently online via www.metrobank.com.ph or at any Metrobank branch nationwide.
By starting the holiday spirit early, Metrobank is giving Filipinos a head start—not just on the festivities, but on achieving their biggest life dreams.
To learn more about the Happy Holideals Promo or join the #EarlyGIFT Challenge, visit www.metrobank.com.ph or follow Metrobank’s official social media pages.
