If upgrading your home is on your 2026 vision board, the time to act is now. Home Credit Philippines partners once again with SM Appliance Center for Grand Pay Hulugan, a limited-time promotion designed to make dream appliances more affordable. Customers can enjoy up to 45% off, 0% interest for up to 18 months, and zero down payment, making home upgrades easier than ever.
Running February 1 to March 31, 2026, the promo is exclusively available to Home Credit customers at participating SM Appliance Center branches nationwide.
Upgrade Your Home Without the Big Upfront Spend
From movie-night TVs to energy-saving refrigerators and laundry essentials, Grand Pay Hulugan allows customers to upgrade their homes without breaking the bank. With 0% interest and 0 down payment, payments can be comfortably spread over 18 months. Customers can even bundle up to three items in a single transaction, making home transformation more accessible than ever.
“It’s the kind of deal that turns upgrading from a splurge into a smart lifestyle choice,” said Sheila Paul, Chief Marketing Officer of Home Credit Philippines.
Big Brands, Everyday Essentials
Grand Pay Hulugan features a wide selection of appliances from trusted brands. Key highlights include:
- Smart TVs from Samsung, LG, and TCL for immersive movie nights
- Inverter refrigerators from TCL, Panasonic, and LG for energy-efficient food storage
- Air conditioners from Panasonic, LG, and Condura, including inverter models for maximum comfort
- Inverter washing machines from LG and Panasonic, and TCL washer-dryer combos for faster laundry days
- Audio and entertainment essentials from JBL, Samsung, and Sony to enhance home celebrations and chill weekends
With discounted prices and flexible payment terms, upgrading multiple parts of your home is now within reach.
Exclusively for Home Credit Customers
Grand Pay Hulugan is exclusively available to Home Credit customers at SM Appliance Center, where sales associates assist in making the appliance-buying process seamless—from product selection to confident checkout.
“Our goal is to make everyday living better and more accessible,” added Paul. “Through Grand Pay Hulugan, we’re giving customers the freedom to upgrade their homes in a way that suits both their lifestyle and budget.”
When and Where to Shop
Visit your nearest SM Appliance Center store, the SM Appliance Center Website here, or their Facebook page here to explore the full list of offers. Promo runs from February 1 to March 31, 2026. Terms and conditions apply.
