As Filipinos become more intentional about managing their finances, Metrobank is making it easier to grow savings with confidence—offering up to 5% per annum on its Online Time Deposit (OTD).

The enhanced rate comes at a time when more individuals are seeking secure, practical ways to make their money work harder amid rising living costs and increasing financial responsibilities.
Designed for both convenience and discipline, Metrobank’s Online Time Deposit enables customers to set aside funds digitally through the Metrobank App and Metrobank Online. This streamlined process empowers users to stay committed to their savings goals while enjoying higher returns—without the need to visit a branch.
Beyond accessibility, the OTD also introduces a structured approach to saving by encouraging customers to separate long-term funds from everyday spending. This helps build stronger financial habits and promotes better money management over time.
Backed by its reputation as one of the country’s strongest banks—recognized by The Asian Banker—Metrobank continues to deliver secure, reliable solutions that support Filipinos in building long-term financial resilience.
With its upgraded Online Time Deposit offering, Metrobank reinforces its commitment to helping customers save smarter, grow faster, and stay financially prepared for the future.
Customers can choose from different savings amounts and tenors depending on their savings goals:

To kickstart your saving journey, download or update the Metrobank App and open an Online Time Deposit today.
No account yet? Open an eSavings account to unlock up to 5% p.a. with an OTD.









