If your group chats are quietly renamed “Siargao 2.0” or “Japan 2026,” congratulations—summer planning season is officially here. Flights are being compared, leave requests are in, and outfit mood boards are slowly taking shape.
But there’s a difference in 2026: trips aren’t spontaneous splurges—they’re intentional. Millennials and Gen Z travelers are planning earlier, booking deliberately, and mapping out itineraries months in advance. Vacations are now goals to build toward, with financial preparation standing alongside Pinterest boards and shared spreadsheets.
Enter Maya, the country’s #1 digital bank and leading all-in-one fintech platform, designed to make intentional travel seamless. Because as your plans take shape, your travel fund should too.
Build the Fund Before You Book
Stress-free travelers don’t start saving two weeks before takeoff—they start early.
Whether it’s chasing cherry blossoms, ticking off a European milestone, or a well-earned beach escape, Maya users are setting up travel funds through Maya Personal Goals, contributing gradually over time. By keeping everyday expenses separate from travel savings, users ensure their rent stays paid while their vacation fund grows steadily.
With Maya Personal Goals, users can create up to five savings targets and start earning 4% interest per annum immediately. The more you save, the higher the interest: deposits up to ₱100,000 can earn up to 8% p.a., helping travel funds grow faster without disrupting daily spending.
Spend Strategically, Not Impulsively
Planning doesn’t mean cutting back—it means making every peso work harder.
By keeping funds in Maya Savings and using Maya for everyday transactions, your money grows while you manage daily expenses. With up to 15% p.a. interest credited daily, your savings compound effortlessly.
Maya Black Credit Card holders also earn Maya Miles on every transaction—from flights and hotels to groceries and bills. At Maya Black Preferred merchants, cardholders can earn up to 10X Maya Miles, redeemable to offset future travel costs.
Extra perks? Quarterly global lounge access, cashback of up to 20% at participating restaurants, and worldwide acceptance make it easy to travel smarter, connected, and stress-free—all without the hefty fees of traditional premium cards.
Make Memories Without the Stress
Optimizing spending doesn’t mean sacrificing joy—it means making travel sustainable. Pre-trip dinners, small indulgences, and everyday purchases can all contribute to your travel goals. Summer memories feel even better when they aren’t financed by future stress.
So go ahead: book the flight, plan the itinerary, fill the Pinterest board—just make sure your travel fund is growing while you do.
Stay updated on travel tips, savings hacks, and financial planning with @mayaiseverything on Facebook, Instagram, YouTube, and TikTok.
Deposits with Maya Philippines, Inc. and Maya Bank, Inc. are insured by PDIC up to ₱1 million per depositor. Regulated by the Bangko Sentral ng Pilipinas.
