Maya: Your Tool for Ultimate Moneymaxxing

More Filipinos today are becoming intentional with how they handle money—not by restricting themselves, but by making every peso work harder, smarter, and longer.

This is the idea behind moneymaxxing: a practical shift toward optimizing your finances so your money doesn’t just sit idle—it grows, earns, and returns value while you go about your everyday life.

And with everything accessible in one platform, Maya is making that shift easier to adopt and sustain.

Let your money start working for you

One of the simplest upgrades in moneymaxxing is changing where you keep your funds.

With Maya Savings, users can earn up to 15% interest per annum, credited daily. That means growth isn’t theoretical—you actually see your money increase in real time, reinforcing better financial habits over time.

That visibility matters. Once people see their money actively growing, saving becomes less of a task and more of a momentum-building habit.

For those exploring diversification, Maya Crypto allows users to start small and engage at their own pace, with promos that can earn up to ₱500 on buy transactions—making entry more accessible without heavy commitment.

Turn everyday spending into returns

Moneymaxxing isn’t just about saving—it’s also about making spending more efficient.

With the Maya debit card, users can earn up to ₱300 cashback on fuel purchases with a minimum spend of ₱500, turning routine expenses into small but meaningful returns.

For more frequent spenders, the Landers Cashback Everywhere Credit Card extends rewards across groceries, dining, and fuel, offering up to ₱7 per liter savings at Landers-Caltex stations with qualifying purchases.

Meanwhile, the Maya Black Credit Card transforms everyday transactions into Maya Miles, with up to 10x rewards at partner merchants, redeemable for travel, fuel vouchers, and other practical benefits.

Financial flexibility when you need it

Even the most planned budgets can face unexpected gaps—and moneymaxxing is also about being prepared without losing control.

For short-term needs, Maya Easy Credit provides a revolving credit line of up to ₱50,000, designed for quick access and repayment within 30 days.

For larger financial requirements, Maya Personal Loan offers up to ₱250,000, structured for manageable repayment over time—helping users bridge bigger expenses without long-term strain.

The key principle: credit is a tool, not a dependency. It’s there to support financial stability, not disrupt it.

A shift in how money is managed

At its core, moneymaxxing is about redesigning everyday financial behavior—letting savings grow automatically, turning expenses into rewards, and building systems that reduce financial reset moments.

Instead of constantly starting over, the goal is continuity: a money flow that keeps working in the background.

To learn more, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok for updates.

Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas.