Invest in Bonds with Up to 7% Yields: GBonds Opens Access to Filipinos

GCash makes fixed income, dividend-paying government bonds with zero default risk more accessible in-app to help Filipinos keep up with inflation

As inflation continues to put pressure on household budgets and market volatility remains a concern, more Filipinos are exploring investment options that can help preserve and grow their hard-earned money. Among the investment vehicles gaining renewed attention are government bonds, long regarded as one of the safest financial instruments available due to their zero default risk, with secondary market yields reaching as high as 7%¹.

Traditionally, investing in government securities such as Retail Treasury Bonds (RTBs) and Treasury Bills (T-Bills) meant going through banks or brokerage firms, often involving paperwork and processes that could be intimidating for first-time investors. These barriers have historically limited participation, particularly among small savers looking for secure and reliable investment opportunities.

Through GBonds, a feature available within the GCash app and powered by Philippine Digital Asset Exchange (PDAX), Inc. and Bonds.ph, Filipinos can now invest in government securities directly from their smartphones. By offering a fully digital experience, GBonds makes government bond investing more convenient and accessible for everyday users who may not have previously considered these investment options.

The growing interest in government bonds reflects the increasing desire of Filipinos to make their money work harder amid rising living costs. With secondary market yields of up to 7%, government securities provide investors with the potential to outpace inflation while benefiting from the security of government-backed investments, which offer zero default risk and predictable, regular returns.

“More Filipinos today are looking for ways to protect and grow their hard-earned money. Through GBonds, we’re making government securities more accessible, helping more Filipinos to participate in investment opportunities that were traditionally harder to access,” said Winsley Bangit, Group Head of New Businesses at Mynt, the parent company of GCash.

In addition to participating in primary issuances, GBonds also allows users to purchase RTBs and T-Bills in the secondary market, providing year-round access to government securities. This enables investors to take advantage of opportunities even after official offering periods have ended.

As digital financial services continue to evolve, platforms such as GBonds are helping democratise investing by lowering traditional barriers to entry and simplifying access to financial products. By making government securities more readily available through a digital platform, GCash is helping more Filipinos strengthen their financial resilience and build a more secure financial future.

For more information, visit www.gcash.com.