For many Filipinos, financial security often feels like a distant dream, especially when daily expenses take precedence over long-term goals. Recognizing this challenge, AIA Philippines and its bancassurance arm BPI AIA are making financial wellness more attainable through two new, flexible, and affordable variable universal life (VUL) insurance plans—AIA Goals Protect and BPI AIA Prosper.
These innovative products are designed to empower Filipinos to protect what matters most now while confidently working toward their life goals—whether it’s owning a home, securing their children’s education, or planning for a comfortable retirement.
“Our ‘Rethink Healthy’ study revealed that 41% of Filipinos feel overwhelmed by the challenge of juggling daily needs with long-term financial security,” shared Melita Teo, President and CEO of AIA Philippines. “AIA Goals Protect and BPI AIA Prosper offer a practical way to invest in the future without giving up the joys of the present.”
Tailored Protection That Grows With You
According to AIA’s study, even those with savings and insurance still worry about the future. That’s why AIA Goals Protect and BPI AIA Prosper go beyond traditional coverage. They combine life protection with smart investment options—giving policyholders the flexibility to match their plan with their current priorities and life stage.
Starting at just ₱2,085/month, AIA Goals Protect offers three customizable packages:
✅ Protection
✅ Health and Medical
✅ Long-Term Savings Growth
What sets AIA Goals Protect apart:
- Up to 3.5% Loyalty Bonus to boost fund growth
- No-lapse Guarantee for peace of mind
- Enhanced Death Benefit that includes investment growth—significantly higher than typical VUL offerings
- Top-performing local and global funds managed by investment professionals
- Flexible add-ons for accident, critical illness, hospital income, and more
- Custom payment options, including 5-year terms or until age 65
- Coverage of up to 100x the premium paid
Meanwhile, BPI AIA Prosper, available exclusively to BPI clients, offers a simplified yet powerful approach to protection and growth. With two core packages—Protection and Health—clients can tailor their plan based on their needs, adjusting coverage and fund allocation over time. Riders for disability, medical emergencies, and critical illnesses provide added support when it matters most.
Policyholders also benefit from expert fund management by BPI Wealth, and like AIA Goals Protect, Prosper includes death benefit multiples, enabling the insured amount to significantly exceed the premiums paid.
Making Financial Wellness More Accessible
With 65% of Filipinos relying solely on personal savings during health emergencies, both AIA Goals Protect and BPI AIA Prosper aim to ease that burden. By combining protection with investment, these plans help prevent unexpected costs from derailing long-term financial goals.
Both plans are competitively priced compared to many VUL offerings in the market—making smart financial planning more accessible for everyday Filipinos.
“We want to make financial wellness less stressful and more doable,” said Teo. “By helping Filipinos live healthier, longer, and better lives, we’re walking with them on their journey to financial freedom.”
Next Steps to a Better Future
As part of their advocacy, AIA Philippines and BPI AIA will also be hosting a series of financial wellness webinars and community events to help educate Filipinos about managing money, protecting their future, and achieving life goals with confidence.
📲 To learn more about AIA Goals Protect and BPI AIA Prosper, visit:
👉 www.aia.com.ph
👉 www.bpi-aia.com.ph
