As inflation continues to reshape everyday spending, many non-essential purchases are taking a backseat to prioritize what truly matters. But even in a time of careful budgeting, some expenses—like important trips and necessary purchases—simply can’t be avoided.
The good news? These essential moments can now work in your favor.
With SMAC, your everyday spending—whether planned or unavoidable—can turn into rewarding opportunities. From booking trips to running errands, your purchases can start earning points even before you step inside an SM store.
Turn Everyday Spending into Rewards
Traveling for an important trip? Even your journey can help grow your rewards.
Planning a road trip? Every ₱300 spent on fuel at Shell earns you 1 SMAC point—making every kilometer more rewarding. Flying across the country or abroad? Your airfare can go further when you convert your rewards into shopping credits. With PAL Mabuhay Miles, 500 miles can be converted into 200 SMAC points, while 500 AirAsia Rewards points can be exchanged for 125 SMAC points.
Your stay can also pay off. Through SMAC’s partnership with Trip.com, you earn 1 SMAC point for every ₱250 spent when booking via the SMAC website. Prefer to stay local? SM Hotels offers discounted rates plus double SMAC points for every ₱200 spent on direct bookings until May 31, 2026. Guests booking at Okada Manila can also earn SMAC points until July 31, 2026.
Points That Spend Like Cash
Why maximize your SMAC points? Because they’re practically as good as cash.
It’s simple: 1 SMAC Point equals ₱1. Earn points from partner brands like Shell, then use them to “Pay with Points” across SM Retail partners—including select Alfamart branches.
Whether you’re stocking up on groceries or shopping for essentials, your points can be used at SM Store and SM Markets, including SM Supermarket, SM Hypermarket, and Savemore.
Start Earning, Start Saving
Not yet a member? You can sign up for an SMAC card for only ₱200, valid for five years. To make the most of your membership, link your card to the SMAC&SHOP app—your all-in-one tool for tracking points, accessing exclusive deals, and shopping online.
Download the SMAC&SHOP app today to earn, redeem, and manage your points with ease using your SMAC QR. From everyday errands to essential trips, every spend becomes more rewarding.
With over 4,000 partner stores nationwide, SMAC remains the Philippines’ leading retail loyalty program—helping you stretch every peso further, even in challenging times.
To learn more about SMAC partners and offers, visit their official website and follow their social media pages for the latest updates.
