Home Credit’s Everyday Heroes: Stories of Hope and Hard Work

At Home Credit Philippines, every dream—whether it’s buying a first smartphone for school, a motorcycle to support a new livelihood, or a smart TV to bring families together—can become a reality. At the heart of this mission are the dedicated Sales Associates (SAs)—the red-shirted, always-smiling frontliners who guide customers through affordable installment plans and make life goals more achievable. With expert advice, unmatched patience, and genuine care, they are always #ReadyToHelp.

In the fourth installment of the #HCSpecials video series titled KASAMA, Home Credit shines a spotlight on the real-life stories of its SAs—everyday Filipinos who go above and beyond in service to others while chasing their own dreams. Through their stories, KASAMA celebrates resilience, transformation, and the power of being part of something bigger.

Meet the Faces of KASAMA: Stories That Inspire

🧑‍💼 Jerryco Malvarosa – The Dedicated Dreamer

For Jerryco, becoming a Home Credit Sales Associate was more than a job—it was a second chance. After losing his previous job during the pandemic, he faced tough times trying to make ends meet. Rent, groceries, and utilities became constant worries. But when he joined Home Credit, things began to shift.

He committed himself to learning the ropes, showing up early, organizing marketing materials, and patiently walking customers through the installment process. One grateful customer once told him how Home Credit made it easier for their family to purchase home appliances at 0% interest—a moment that stuck with him.

“Hindi talaga natin maiiwasan ang mga pagsubok, lalo na pagdating sa pera. Pero buti na lang, nandiyan si Home Credit. Mabilis lapitan, walang hassle sa application, at kaagapay sa oras ng pangangailangan.”

Now 39, Jerryco not only built a career but also built a life. He was able to start saving, and even launch a small business—proving that with the right opportunity and a lot of heart, one can rise above any setback.

👨‍👩‍👦 Joebeth Rizaldo – A Father Who Gives Without Limits

As a loving father and husband, Joebeth’s “why” has always been clear: to give his family the best life possible. His Home Credit journey began with that purpose and has grown into a mission of helping others fulfill theirs.

Joebeth helped a customer named Lorena purchase an iPhone 13 as a graduation gift for her daughter. A week later, she returned with a basket of fruits to thank him, but it was her heartfelt smile that touched him most.

“Naalala ko tatay ko noon—may gustong relo worth ₱4,500 pero hindi niya binili kasi mahal. Sabi ko sa sarili ko, one day, bibilhan ko siya. Dahil sa trabaho ko, nabili ko siya ng relo na worth ₱9,000. Simple man sa iba, malaking achievement ‘yun para sa akin.”

From buying a motorcycle to upgrading to a tricycle and renovating their home, Joebeth’s hard work helped him hit personal milestones—all while guiding customers toward their own goals.

😊 Kimberly Boiser – From Tindera to Trusted Sales Agent

Before becoming one of Home Credit’s most trusted Sales Associates, Kimberly sold office supplies in a small store. But when she lost that job, she faced an uncertain future. Determined not to give up, she turned to Home Credit and found not just a career, but a calling.

Kimberly quickly stood out for her kindness and dedication. One customer even returned to thank her personally after using their new phone, and gave her multiple referrals. She knew then that she wasn’t just making sales—she was making an impact.

“Dati, maliit na tindera lang ako, pero ngayon isa na akong sales agent sa isang malaking kumpanya tulad ng Home Credit. Sobrang nagpapasalamat ako dahil hindi lang gumaling ang marketing skills ko, naging better version pa ako ng sarili ko.”

Now with nearly eight years under her belt, Kimberly is proud of how far she’s come. For her, every customer is an opportunity to make someone’s life better.

Project KASAMA: More Than Just a Job, It’s a Mission

The KASAMA campaign is a heartfelt tribute to every Sales Associate who stands side by side with customers—celebrating their wins, guiding them through financial decisions, and helping them take one step closer to their dreams.

Through the eyes of Jerryco, Joebeth, and Kimberly, we see the real impact of having someone genuinely kasama mo—not just during a purchase, but throughout life’s challenges and victories. Home Credit believes that with the right support and heart, one affordable installment at a time, dreams can become realities.

Behind every smiling SA in a red shirt is a story of perseverance, purpose, and passion. And behind every customer interaction is a journey toward something meaningful—para sa pangarap, para sa pamilya, para sa life.

Watch the KASAMA Episode and Meet Our Everyday Heroes

🎥 Watch the latest #HCSpecials video: KASAMA on the official Facebook page of Home Credit Philippines.
📱 Download the Home Credit App on Google Play, the App Store, or Huawei AppGallery.
🌐 Visit www.homecredit.ph for the latest updates and promos.
📲 Follow Home Credit on Facebook, Instagram, and TikTok for inspiring stories and more ways to reach your goals.

Home Credit Philippines is a financing company licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Sa iyong life goals, kasama mo kami—#ReadyToHelp!