For cardholders who already enjoy earning rewards from their everyday spending, getting another credit card does not have to mean giving up the benefits they already value. With Maya Credit Cards, eligible cardholders can have more than one card while keeping things simple with one shared credit limit.
Eligible Maya cardholders can now enjoy both the Landers Cashback Everywhere Credit Card and the Maya Black Credit Card under a single total credit limit. With a shared limit across both cards, cardholders can choose which card to use based on the rewards they want to earn—whether it is cashback that can be used toward free groceries at Landers, or Maya Miles that can be redeemed for travel and lifestyle rewards.
Two Maya Credit Cards, One Shared Credit Limit
A shared credit limit means the available credit is shared across both cards. Instead of having a separate credit limit for each card, cardholders have one total credit limit that they can use on either card.
Purchases made using either card are deducted from the same total available credit. Having a second card therefore does not mean receiving another separate credit limit. Instead, it gives cardholders greater choice in how they use their existing available credit—and how they want their spending to earn rewards.
Earn Cashback and Maya Miles
The choice ultimately comes down to the type of rewards cardholders want to get from their spending.
With the Landers Cashback Everywhere Credit Card, cardholders can earn:
- 5% cashback at Landers Superstore
- 2% cashback on dining
- 1% cashback on most other transactions
Accumulated cashback can then be used toward purchases at Landers, allowing cardholders to turn the rewards from their everyday spending into free groceries.
Meanwhile, the Maya Black Credit Card lets cardholders earn up to 10x Maya Miles at Maya Black Preferred Merchants. Maya Miles can be redeemed for travel and lifestyle rewards, giving everyday purchases another way to build toward experiences and benefits.
Both cards reward the spending cardholders already make, but in different ways. Depending on their priorities, they can choose to earn toward their next grocery run or build up Maya Miles for the travel and lifestyle rewards they want to enjoy.
Manage Both Credit Cards in One Place
Having more than one credit card does not have to mean making finances more complicated.
Cardholders can manage their Maya Credit Cards through the Maya app, where they can track spending for each card and see how much of their shared credit limit remains available.
Each card also comes with its own Statement of Account, allowing cardholders to clearly view their transactions and amount due for each card. This makes it easier to monitor spending and stay on top of payments.
The result is the flexibility of having multiple cards while maintaining a clear view of available credit and where spending is going.
More Choice, Without the Extra Complexity
Credit card priorities can change over time. One month, a cardholder may want to turn cashback into free groceries at Landers; another time, they may prefer to build up Maya Miles for travel and lifestyle rewards.
With a shared limit across Maya Credit Cards, eligible cardholders can choose the rewards that matter most to them while keeping everything within one total credit limit.
It is a setup that offers more choice without adding another layer of complexity—giving cardholders the flexibility to decide how they want their everyday spending to work for them.
To know more, visit maya.ph or mayabank.ph, and follow @makeyourmoneymaya on Facebook, Instagram, YouTube, and TikTok for updates.
Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. For more information, visit www.bsp.gov.ph. For 24/7 assistance, visit the Help Center in the Maya app or call +632 8845-7788 from 8 AM to 7 PM daily.
