For millions of Filipinos, commuting is part of daily life—filled with long rides, unpredictable moments, and the constant hope for safety on the road. To bring peace of mind to every journey, GCash, through its in-app insurance platform GInsure, has partnered with BPI MS Insurance to launch PasaHERO Protect, an affordable and inclusive accident insurance that covers all forms of public transportation—from jeepneys, buses, and trains to ride-hailing motorcycles and TNVS vehicles across the Philippines.

With its double indemnity feature for accidents occurring in public transport, PasaHERO Protect goes beyond traditional coverage to provide even greater protection for everyday commuters.
Available directly on the GCash app, PasaHERO Protect offers up to ₱500,000 coverage in case of death or permanent disability caused by an accident while using public transportation, and up to ₱250,000 for other accident-related cases—all starting at just ₱15 per month.
Adding to its accessibility, one GCash user can purchase policies for up to five individuals—whether for family, friends, or loved ones—making protection a shared journey.
“We believe protection should be part of everyday life—not a luxury, but a basic need that every Filipino can access,” said Wilfrido de Ocampo, Head of GInsure. “Together with BPI MS Insurance, PasaHERO Protect makes insurance more relevant, affordable, and inclusive for the daily realities of Filipino commuters.”
“Through PasaHERO Protect, we’re transforming the insurance landscape,” added Noriyuki Kobayashi, President and CEO of BPI MS Insurance Corporation. “This is about bringing coverage closer to the everyday habits of Filipinos, especially those who rely on public transport.”
Beyond financial security, this partnership underscores GCash and BPI MS Insurance’s shared commitment to making commuting safer and less stressful for millions. By addressing the real challenges of daily travel, they are redefining what modern, inclusive insurance looks like—one that empowers Filipinos to move through life with confidence and peace of mind.
Commuters can instantly activate their coverage by opening the GCash app, going to GInsure, and selecting PasaHERO Protect—a simple step toward a safer, worry-free ride.
Through innovative financial solutions like this, GCash continues its mission of making finance inclusive, accessible, and impactful for every Filipino, transforming the way insurance and financial tools serve the nation.
For more information, visit the GCash Help Center.









