Big-ticket purchases no longer have to put a strain on your budget. Whether it’s finally booking that dream vacation, upgrading your laptop, renovating your home, or celebrating life’s biggest milestones, Maya is making it easier to spread out expenses with the launch of Mini Payments.
The country’s #1 Digital Bank and leading all-in-one fintech platform has introduced the new feature for Maya Black Credit Card and Landers Cashback Everywhere Credit Card holders, allowing eligible posted credit card purchases to be converted into convenient monthly payments—all within the Maya app.
Flexible Installments, Anytime You Need Them
Unlike traditional installment offers that are typically limited to partner merchants or promotional periods, Maya’s Mini Payments gives cardholders greater flexibility and control.
Instead of planning purchases around special promos, users can decide to convert eligible purchases after the transaction has already been posted. Whether shopping online, dining out, booking travel, or making everyday purchases, cardholders can choose when it’s most convenient to split their expenses into manageable monthly payments.
Eligible purchases may be converted into 3-, 6-, 9-, or 12-month payment plans, all with a fixed 1% monthly interest rate, regardless of the selected term.
Approval may be completed within 24 hours, while payment schedules, outstanding balances, and monthly dues can all be conveniently monitored inside the Maya app.
More Flexibility with Every Purchase
Getting started is simple.
The total amount to be converted only needs to meet the minimum requirement for each repayment option:
- ₱3,000 for a 3-month plan
- ₱6,000 for a 6-month plan
- ₱9,000 for a 9-month plan
- ₱12,000 for a 12-month plan
There’s no minimum amount required for individual transactions. Multiple eligible purchases can be combined to reach the required minimum, giving cardholders even greater flexibility in managing their spending.
Customers can also explore different repayment options through Maya’s Mini Payments Calculator, allowing them to simulate monthly payment plans before converting their purchases.
Limited-Time Zero Processing Fee
To encourage more users to experience the new feature, Maya is waiving processing fees for all Mini Payments created until September 30, 2026.
This limited-time offer makes it even more affordable for cardholders to enjoy the convenience of flexible monthly payments.
Easy to Set Up in the Maya App
Converting purchases into Mini Payments takes just a few steps:
- Open the Maya app and access your Credit Card transactions.
- Select any eligible posted transaction you’d like to convert.
- Choose your preferred repayment term—3, 6, 9, or 12 months.
- Review the payment summary and tap “Continue” to confirm.
Before confirming, the app provides a complete breakdown of monthly payments, total interest charges, and the full payment schedule, giving users full transparency before making a decision.
Smarter Budgeting for Everyday Life
By transforming larger purchases into predictable monthly payments, Maya’s Mini Payments helps cardholders better match their expenses with their monthly budgets and cash flow.
Whether it’s a planned investment or an unexpected expense, the feature offers a more flexible way to manage spending without sacrificing financial control.
To learn more about Mini Payments and Maya’s growing suite of financial services, visit maya.ph or mayabank.ph, or follow @makeyourmoneymaya on Facebook, Instagram, YouTube, and TikTok for the latest updates.
Approval and offers remain subject to credit evaluation. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. Customers may also access 24/7 support through the Help Center in the Maya app or call +632 8845-7788 from 8:00 AM to 7:00 PM daily.
