Helping bridge the gap in access to capital for Filipina business owners, SAFC’s JUANAsenso Loan has released a total of ₱1.030 billion in financing to 1,928 women borrowers from June 2025 to October 2026.
Based on geographic distribution, more than 95% of the borrowers came from Luzon, with Region IV-A (CALABARZON) recording the highest number of beneficiaries at 711.
In terms of borrower profiles, 1,534 are small and medium enterprise business owners, while 414 are wage employees who also operate their own business ventures alongside their primary employment. Individual financing releases ranged from ₱100,000 to approximately ₱8 million.
Through its vehicle refinancing program, also known as Sangla OR/CR, qualified women entrepreneurs can use their cars or trucks as collateral to secure financing of up to ₱15 million while retaining possession of their vehicles. This allows women-led micro, small, and medium enterprises (MSMEs) to access funds for business needs without sacrificing the mobility essential to their daily operations.
The JUANAsenso Loan accommodates various qualified vehicle types, including private and pre-owned cars, Transport Network Vehicle Services (TNVS) vehicles, pickup trucks, light delivery vans, and multicabs. It offers an interest rate of 0.99% and flexible repayment terms of up to five years.
To make financing more accessible, SAFC has streamlined the application process into three simple steps: document submission, vehicle inspection and loan evaluation, and disbursement. Qualified applications are targeted for approval within one business day, subject to the submission of complete requirements and successful evaluation.
“Women entrepreneurs play an important role in the country’s economy, yet access to capital remains a challenge for many who want to grow their businesses. Through JUANAsenso, we aim to make financing more accessible by allowing women to leverage assets they already own to pursue their business goals,” said Maricel D. Dejongoy, SAFC President and CEO.
SAFC’s commitment to expanding financial inclusion for women has also earned the institution international recognition. It was named the recipient of the 2026 Global Banking & Finance Review Award for Best Financial Institution for Empowering Women in Business–Philippines.
Further strengthening its efforts to advance women’s economic participation, SAFC brought together women entrepreneurs, business leaders, and representatives from the financial and government sectors for JUANA TALKS, held on November 10, 2026. The forum provided a platform to discuss women’s entrepreneurial journeys, the challenges they face in accessing capital, and opportunities for collaboration to support the growth of women-led businesses.
“Beyond providing loans, we want to help women entrepreneurs sustain and grow their businesses while building better futures for their families and communities. With most of our current borrowers coming from Luzon, we recognize the need to expand our reach to Visayas and Mindanao, so more Filipina entrepreneurs can benefit from accessible financing opportunities,” Dejongoy added.
