QR Ph Cross-Border Payments via Alipay+ and PPMI

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PPMI and Alipay Expand QR Ph for Cross-Border Commerce, Connecting Filipino Businesses with Global Consumers
  • Partnership significantly expands cross-border connectivity, supporting Philippines’ digitalization ambitions and opening new opportunities for 2.5M local merchants and SMEs
  • Alipay+ connects with 10+ national payment schemes across Asia, the Middle East, and Latin America

The Philippine Payments Management, Inc. (PPMI) and Ant International’s Alipay+, a unified wallet gateway, have officially enabled Alipay+ on QR Ph, creating a more seamless connection between the Philippines’ digital payments ecosystem and global commerce.

The milestone aligns with and supports the Bangko Sentral ng Pilipinas’ (BSP) digital payments transformation goals, as the country continues to accelerate the adoption of digital transactions.

According to the BSP’s 2025 Report on E-Payments Measurement, digital payments now account for 64.69% of retail transaction volume in the Philippines, while QR Ph transactions surged more than 13 times in 2025.

By connecting the country’s rapidly expanding QR network to Alipay+’s global ecosystem, international consumers can now use their home e-wallets and banking apps to scan and pay directly at any QR Ph-accepting merchant nationwide.

For merchants, the integration means they can receive payments from Alipay+ partner users through their existing QR Ph codes, eliminating the need to adopt a separate payment infrastructure. This opens new opportunities for local businesses—particularly micro, small, and medium enterprises (MSMEs)—to participate in cross-border commerce and benefit from the growing flow of international travelers and digital consumers.

From Digital Payments
to Cross-Border Commerce

For Filipino SMEs, digital payments are increasingly becoming more than simply a way to collect money. They can serve as a gateway to new customers, markets, and sources of growth, demonstrating how local digital payment networks can help connect businesses to the broader global digital economy.

“QR Ph has played an important role in advancing a more connected and interoperable digital payments ecosystem in the Philippines, making digital payments more accessible and convenient for businesses and consumers. Through our partnership with Alipay+, we are extending that connectivity beyond our borders, enabling Filipino merchants — particularly SMEs — to serve international customers more seamlessly. This is an important step in bringing the benefits of digitalization into everyday commerce, while creating new opportunities for Filipino businesses to participate and grow in the global digital economy,” said Carmelita “Melit” Araneta, General Manager of Philippine Payments Management Inc.

By connecting Alipay+ to QR Ph, digital transformation can now extend beyond the Philippines’ borders, bringing international payment connectivity into the same digital payment ecosystem already used by Filipino consumers and businesses.

“Our role is to make it as easy as possible for a customer to pay with the mobile app they already use, while helping the merchant participate in a much bigger marketplace. The Philippines has built a strong digital payments ecosystem through QR Ph, and by connecting that ecosystem with Alipay+, we are helping bring the benefits of digitalization to the next level, giving Filipino businesses a more seamless way to serve consumers from around the world,” said Danny Chung, General Manager of Alipay+ Global Growth Center, Ant International.

The partnership also reflects Alipay+’s broader strategy of working with national payment schemes to expand interoperable mobile payments across markets. Alipay+ is now connected to 10+ national QR schemes across Asia, the Middle East, and Latin America, bringing cross-border payment capabilities directly into local payment ecosystems.

Alipay+ currently connects more than 2 billion consumer accounts, over 50 mobile payment providers, including leading e-wallets and banking apps, 10+ national switches, and QR and NFC merchants globally across 220+ markets.

Beyond advancing payments interoperability, Alipay+ is also expanding its suite of AI solutions to help mobile payment providers and merchants transform their operations for the next chapter of mobile and digital commerce.

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